Under what circumstance will my Personal Accident Plans comes in helpful even when I already have hospitalization plans ?

Under what circumstance will my Personal Accident Plans comes in helpful even when I already have hospitalization plans ?

For a start, even with a hospitalization plan, your medical expenses may not be fully covered. Furthermore, a minor accident which does not leave you hospitalised may still require x-rays and MRI scans and other follow-up treatments. A personal accident plan helps you defray some of the out-of-pocket expenses arising from these treatments.

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